The 2025 annual debt and financial obligation limits (also known as the annual repayment limits or ARLs) have been calculated based on data contained in the 2023 Financial Information Returns (FIRs), as submitted by each municipality to the Ministry of Municipal Affairs and Housing. The 2023 FIRs are the most recent returns available to the Ministry at the time of calculation. The ARLs posted on this site do not include the updated limit calculated by the municipal treasurer to reflect any debt or financial obligation authorized by the municipal council made after the submission to the Ministry of the municipality’s FIRs. For further information, the rules regarding ARLs are found in Ontario Regulation 403/02.
PLEASE NOTE: An ARL for the City of Toronto is not available.
Legislation for the City of Toronto does not provide a limit for the City’s annual debt and financial obligations. The City has put in place its own debt and financial obligations limit.
All Municipalities in Ontario are shown in Tables by 5 Geographical Areas.
2025 ARLs Posted: 306 of the 444 Municipalities in Ontario.
j Year 2024
The 2024 annual debt and financial obligation limits (also known as the annual repayment limits or ARLs) have been calculated based on data contained in the 2022 Financial Information Returns (FIRs), as submitted by each municipality to the Ministry of Municipal Affairs and Housing. The 2022 FIRs are the most recent returns available to the Ministry at the time of calculation. The ARLs posted on this site do not include the updated limit calculated by the municipal treasurer to reflect any debt or financial obligation authorized by the municipal council made after the submission to the Ministry of the municipality’s FIRs. For further information, the rules regarding ARLs are found in Ontario Regulation 403/02.
PLEASE NOTE: An ARL for the City of Toronto is not available.
Legislation for the City of Toronto does not provide a limit for the City’s annual debt and financial obligations. The City has put in place its own debt and financial obligations limit.
All Municipalities in Ontario are shown in Tables by 5 Geographical Areas.
2024 ARLs Posted: 433 of the 444 Municipalities in Ontario.
j Year 2023
The 2023 annual debt and financial obligation limits (also known as the annual repayment limits or ARLs) have been calculated based on data contained in the 2021 Financial Information Returns (FIRs), as submitted by each municipality to the Ministry of Municipal Affairs and Housing. The 2021 FIRs are the most recent returns available to the Ministry at the time of calculation. The ARLs posted on this site do not include the updated limit calculated by the municipal treasurer to reflect any debt or financial obligation authorized by the municipal council made after the submission to the Ministry of the municipality’s FIRs. For further information, the rules regarding ARLs are found in Ontario Regulation 403/02.
PLEASE NOTE: An ARL for the City of Toronto is not available.
Legislation for the City of Toronto does not provide a limit for the City’s annual debt and financial obligations. The City has put in place its own debt and financial obligations limit.
All Municipalities in Ontario are shown in Tables by 5 Geographical Areas.
2023 ARLs Posted: 418 of the 444 Municipalities in Ontario.
j Year 2022
The 2022 annual debt and financial obligation limits (also known as the annual repayment limits or ARLs) have been calculated based on data contained in the 2020 Financial Information Returns (FIRs), as submitted by each municipality to the Ministry of Municipal Affairs and Housing. The 2020 FIRs are the most recent returns available to the Ministry at the time of calculation. The ARLs posted on this site do not include the updated limit calculated by the municipal treasurer to reflect any debt or financial obligation authorized by the municipal council made after the submission to the Ministry of the municipality’s FIRs. For further information, the rules regarding ARLs are found in Ontario Regulation 403/02.
PLEASE NOTE: An ARL for the City of Toronto is not available.
Legislation for the City of Toronto does not provide a limit for the City’s annual debt and financial obligations. The City has put in place its own debt and financial obligations limit.
All Municipalities in Ontario are shown in Tables by 5 Geographical Areas.
2022 ARLs Posted: 422 of the 444 Municipalities in Ontario.
j Year 2021
The 2021 annual debt and financial obligation limits (also known as the annual repayment limits or ARLs) have been calculated based on data contained in the 2019 Financial Information Returns (FIRs), as submitted by each municipality to the Ministry of Municipal Affairs and Housing. The 2019 FIRs are the most recent returns available to the Ministry at the time of calculation. The ARLs posted on this site do not include the updated limit calculated by the municipal treasurer to reflect any debt or financial obligation authorized by the municipal council made after the submission to the Ministry of the municipality’s FIRs. For further information, the rules regarding ARLs are found in Ontario Regulation 403/02.
PLEASE NOTE: An ARL for the City of Toronto is not available.
Legislation for the City of Toronto does not provide a limit for the City’s annual debt and financial obligations. The City has put in place its own debt and financial obligations limit.
All Municipalities in Ontario are shown in Tables by 5 Geographical Areas.
2021 ARLs Posted: 422 of the 444 Municipalities in Ontario.